
When I was 8 years old, my family moved and our new next door neighbor retired about 6 months later.
He put his time in at the Post Office and for the next 35+ years spent nearly every afternoon sunning himself in the back yard. (I'd include pictures, but who want's to see an 85 year old bronzed wrinkly retired mailman in Speedos?)
For many of us, retirement is always going to be something to do right before we die, because we either love what we do, or we need the money!
This means businesses need to rethink their stereotypes of the 50+ or 65+ generation. With retirement being delayed, the opportunities to sell older folks stuff has expanded. Check out this report from RBR.com and if you need a way to reach the 50+ generation, I have a radio station in Fort Wayne, Indiana that does EXACTLY that. Contact me at Scott @ ScLoHo.net.
It’s not just the recent history of the US and global economy that are driving many US citizens to stay in the workforce – a new survey says many are concerned with maintaining their lifestyle.
In a study of financial advisors from MainStay Investments, it was found that 46% are delaying retirement in order to recoup losses during the market upheavals of late 2008 and 2009, and another 40% are delaying due to concerns about health costs.
But another interesting trend emerged from the study. Mainstay wrote, “A majority of advisors surveyed (61 percent) indicated that their clients are not concerned with covering basic needs in retirement, but with having to give up luxuries such as traveling and dining out.”
“While the market upheaval shook both investor portfolios and confidence levels, advisors in our survey reveal that their clients have not pared down their expectations for their golden years, choosing to delay retirement rather than scale back their lifestyle plans," said Matthew Leung, director and head of practice management programs at MainStay Investments. "We believe this signals a need for close advisor-client communications, so that together they agree on the asset allocation strategy and investment product mix that is best suited for both their risk tolerance levels and lifestyle expectations.”
According to the survey, financial advisors are being asked to help figure out exactly how much money clients will need over and above Social Security to continue to be able to do things they enjoy. Further, they are helping them figure out just how much they can withdraw from accounts, and when, without damaging the nest egg.
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Say hello to Kin, Microsoft's soon-to-be-launched line of smartphones. Kin's campaign begins
MINI launched a trio of ads in Canada that bring audiences into the realm of MINI. Looks like a fun place. A guy takes his friend for a drive through a parking garage, showing him how well the MINI maneuvers. The friend loved it, as did his "Man-Boobs" that wouldn't stop shaking.
ESPN launched two great TV spots promoting "Sunday Night Baseball": "Everybody Watches on Sunday Night." Red Sox pitcher Clay Buchholz and actor Adam Scott sing "Sweet Caroline" while watching "ESPN Sunday Night Baseball." Guess who won't sing along? Nick Swisher from the Yankees.
"Grapevinia" is the latest faux holiday concocted by the Las Vegas Convention and Visitors Authority to encourage travelers to spend a long weekend in Vegas. A woman blows off another grueling session with her trainer, using the legend of "Grapevinia" as her excuse. After a King nearly chokes to death on a grape, he orders all grapes be destroyed. Once the King tastes the grape juices, he has a change of heart, resulting in an annual celebration of wine.
Activision launched a great campaign called "Mapathy," promoting the Modern Warfare 2 stimulus package, downloadable on Xbox live. Once a video game is released, new levels, or "maps" are unlocked. Hardcore gamers, however, grow tired of playing the same maps while waiting for new ones to be distributed. A fake medical condition, mapathy, was created to describe how gamers felt. A
Gamers are a passionate target audience. Xbox debuted a trailer for its Gears of War 3 video game, launching in April 2011. That's right, next year. The trailer begins with ash flying through the air, and human remains trapped in ash, reminiscent of those found following the eruption of Mount Vesuvius. Warriors run through these ashen bodies, destroying them on impact. A heavy gun battle ensues, leaving soldiers surrounded by fire and ash. "Brothers to the end," closes the ad,
Here's another Xbox ad, running in England, Ireland and France, hyping its ability to stream HD movies from Xbox 360 to TV. Footage is so crisp, you almost feel like you're fighting, submerged underwater and kissing passionately as a speeding subway passes by. The opening scene looks like it was plucked from the 2004 movie "House of Flying Daggers."
We almost got through an entire edition of "Out to Launch" without discussing the 800-pound advertisement in the room. Almost. Nike Golf ran "Earl and Tiger" for one day, right before the Masters began. We have Tiger looking stoic while the voice of his deceased father asks questions, like "did you learn anything?" That's putting it mildly. This ad serves a purpose for no one. Nike was never going to drop Tiger as a spokesman; this ad only brings Nike into the fray Woods is dealing with in his personal life. Fans that stood by him will love him no more and those rallying against him will like him no less. Now that we've addressed it, will it just go away?
Random iPhone App of the week: Dogs take part in social networking, too. Well, at least their owners do on their behalf. Dogbook launched a free iPhone app that's similar to Facebook, but for dogs! Users can upload pictures, locate nearby dog parks and see status updates of dog friends. Anyone who's lost her dog can use the app's "Arf Alert" to send a message to all Dogbook users within a 15-kilometer radius with a photo and owner contact information. Poolhouse developed app in conjunction with Five Mobile. 
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